�She� is me�Heather Jacobson, owner of Valley Virtual Assistants. I don�t tell you this story so you�ll take pity on me or so that you�ll admire me. I tell you this story so that you can see I had to be frugal, and in many cases, I am still frugal to this day. While I no longer water the kids� juice down to make it last longer, I do still pick things up at the G-Boutique (Goodwill), I do still clip coupons, and I do still look for the best deal possible. Being frugal has been my lifestyle for as long as I can remember. (Remember Scrooge? Yeah�.that was my dad! Can�t bash him too bad though, he retired at age 45 and has no debt�not a house payment, not a car payment and they travel a lot in their new travel trailer!)

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